If you died prematurely, what debts would your family face? A home mortgage. equity loans. car loans.student loans.education costs? 

Whatever your personal situation may be, the NYSBA-sponsored Group Term Life Plus insurance plan can help you provide quality protection for your family. Group Term Life Plus has been a stable source of protection to more than 15,000 members and their families since 1960! And, although rates are not guaranteed, there has never been a rate increase in the history of the program. But rates have been reduced three different times! In addition to economical premiums, this plan includes a range of benefits that offer you and your family added value for your premium dollars. 

Plan Features Include:

• High benefit levels of up to $2 million for members and their spouses. 
• Volume discounts on benefit amounts of $250,000 or more. 
• $500,000 of coverage available to members' employees. 
• Possible savings through annual dividends. (Dividends have been paid every year since 1962, although future dividends are not guaranteed.) 
• Plus, Waiver of Premium and Accelerated Death Benefits 

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